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You have dreams! And, you have needs! Whether you’re buying a new car, fixing an old one, paying tuition, taking a vacation or purchasing your “dream” home, talk with your financial partner first. Because we are an independent, customer driven, community bank, you know that loan decisions are made right here, quickly and fairly, by people who care about YOU. Yes, we make loans!

Want to figure out what you can afford? Or what your payments would be? Click here for Financial Calculators.
Looking for the right used car? Or want to know a “Blue Book” value? Click here for Kelley’s Blue Book or NADA

Automobile Loans – We offer competitive rates and payments to fit your budget. Go ahead, get a quote from the dealer, then come in to talk with one of our consumer loan officers.

Debt Consolidation Loans – Simplify your bill paying and save money at the same time. Consolidate those small loans and credit card bills into one easy payment with a lower interest rate.

Recreational Vehicles – Hit the highways on a motorcycle, or in a motor home or travel trailer! Ride the trails on an ATV or snowmobile! The fun can be yours! Let us finance that “big boy’s toy” with a rate and term designed to fit you and your lifestyle.

Vacation Loans – You’ve dreamed of the perfect vacation…Disney World, Alaska, maybe a Caribbean Cruise. Whatever your vacations plans may be, we can help make your dream come true. Start packing!

Personal Loans – Sometimes we need help…with tuition as the kids go back to school…with repairs to the washing machine…with new furniture for the living room or a new personal computer. When that time comes, remember your financial partner is your local community bank. We’re here for you!

Credit Cards – The State Bank of Florence offers both MasterCard and VISA Credit cards. . .at a VERY LOW rate and NO ANNUAL FEE! Make your payments right here, any time! Apply today, and get rid of those other expensive cards you’ve been using.

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