Yes, we make loans! And you have dreams! Together, we can help make your dreams come true! Our loan officers know how to listen
and how to direct you to the right loan, whether you're buying a new car, paying tuition, taking a vacation or purchasing your "dream" home.
And because we are an independent, customer driven, community bank, you know that loan decisions are made right here, quickly and fairly, by people who
care about YOU! To make it easy for you, fill out our convenient online banking loan application or contact SBF. Click on our loan calculator
and figure out what your payment might be for the loan you want. Yes, we make loans!
Every loan Customer has different dreams - Let us help fulfill YOURS!
utomobile Loans:
Whether it's time to buy a new or used car, you'll find highly competitive rates and payments to fit your budget. Go ahead, get a quote from
the dealer, but be sure you come in to talk with one of our loan officers!
"Car Buyers Helper" - We want to help you find the car of your dreams. We have flexible financing available with a variety of
terms & payment options. Call one of our friendly loan officers at (715) 528-4844 for more information and use the
Consumer Loan Calculator to help estimate your payments.
The following links are intended to help you in your search for a new car, van, or truck. If those links do not lead you to the make
or model you are looking for, try logging on to the automaker of your choice. Remember, when you find the right car, come on in and
talk with the right bank, The State Bank of Florence.
ecreational Vehicles:
Hit the highways on a motorcycle, or in a motor home or camper! Ride the trails on an ATV or snowmobile! Navigate the waterways in a boat made for fishing,
skiing or just cruising! The fun can be yours! Let us finance that "big toy" with a rate and term designed to fit you and your lifestyle.
acation Loans:
You've dreamed of the perfect vacation . . . and now you're ready to go . . .to Disney World with the kids, to the Bahamas on a cruise ship, or to Alaska to
spend some time hunting or fishing. Whatever your vacation plans may be, we can help make YOUR dreams come true! Start packing!
onsolidation Loans:
Simplify your bill paying and save money at the same time. We offer secured or unsecured consolidation loans that can tie all the loose ends together into one easy payment, and
save you money with a lower interest rate. Our loan officers are here to listen to YOU!
ome Mortgage Loans:
The State Bank of Florence has the right mortgage loan for you and your family, from 15 to 30 year fixed rate mortgages, to our flexible "in house"
mortgage product. Our rates are competitive and whether it's your first home, a "step-up" home, or your retirement home, we can give you the personal
service you deserve.
ome Improvement Loans:
It's time to remodel that kitchen ... or add a garage ... or finish off the basement as a "rec room." Yes! We do make loans to families like yours, and we do it with care and understanding of who you are and what you want to do.
Let's work together to make your home a little more comfortable and more to your liking.
ecreational Property Loans:
Those of us who live in Florence County have said for years that we live in "God's Country." Maybe you've discovered our
beautiful North Woods and want to finance the purchase of a lake lot, river frontage or a nice forty of land. Maybe you plan to build
a camp or, some day, a retirement home. Helping folks like you is what we do every day. Come on in and share your dreams with us -
we can help make them come true!
ome Construction Loans:
Got a dream home? We have your dream loan! When you're ready to build, contact The State Bank of Florence for your interim
financing with terms up to one year. And we'll finance your permanent mortgage when you're finished. What are you waiting for?
mall Business Loans:
Our growing community needs growing businesses and The State Bank of Florence is ready to work with you. Whether you're improving current
facilities or starting new, we welcome the opportunity to grow with you.
ersonal Loans:
Sometimes we need help ... with tuition as the kids go back to school ... with repairs to the washing machine when it decides to quit ... with
new furniture for the living room ... or for other personal reasons. When that time comes, remember your local independent community bank is here for you.
redit Cards:
The State Bank of Florence offers both Mastercard and VISA credit cards ... at a VERY LOW rate and NO ANNUAL FEE! Apply today, and get rid of those other expensive cards
you've been using!
Equal Housing Lender
