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The State Bank of Florence can help simplify your business by allowing you to move money electronically to pay your bills, collect payments from your customers and to directly deposit payroll checks to your employees’ accounts. The Automated Clearing House (ACH) system is dependable, flexible, convenient and easy, and our trained, knowledgeable employees are here to help you with a one-time transaction, scheduling bill payments or setting up a system for paying your employees on a weekly basis. From the installation of computer software, setup, training, and implementation, we’re here for you each step of the way.

Direct Deposit of Payroll – Offer this benefit to your employees and your business will realize the convenience of:

  • No processing and printing expensive paper checks
  • ONE debit to your payroll account for the TOTAL payroll amount.
  • Instant reconcilement of your payroll account; no waiting for employees to “cash” their checks
  • Better cash management
  • No lost or replacement checks

Your employees will realize the convenience of:

  • Payroll deposited into their account at ANY financial institution on pay day
  • Not having to wait for the mail or go to the bank to deposit their pay check
  • Direct deposit of payroll EVERY pay period, even if they are on vacation or sick

Direct Payment – When your customers sign up for Direct Payment, both your business and your customers will benefit. The electronic payment option helps in several ways:

  • Your scheduled payments are PAID ON TIME and automatically deposited into your account in one lump sum
  • You can better manage your cash and expenses
  • You eliminate the need to “shuffle” paper checks
  • Your customers save check printing costs, postage and late charges
  • Statements cannot get lost or payments missed

Ask any one of our Personal Bankers or E-mail Cindy Steber at cindy@florencestatebank.com for more information about how Direct Deposit and Direct Payment can help your business.

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